I tested a heated hoodie and slippers to see if I could resist putting the heating on | Personal Finance | Finance

I don’t think it costs any money to charge it as I charge my power bank from my laptop while I’m using the laptop for work anyway. According to Uswitch, charging a laptop for seven hours a day, five days a week, costs an annual average of £12.26 – so even if you factor that in then it’s still a huge saving compared to central heating More...

by admin | Published 5 hours ago
By admin On Saturday, December 3rd, 2022
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Pension crisis fears as number of self-employed women rockets | Personal Finance | Finance

Fred Hicks, Senior Policy Adviser at the Association of Independent Professionals and the Self-Employed (IPSE), said: “We know that more needs to be done to support the self-employed to save adequately for More...

By admin On Saturday, December 3rd, 2022
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Free prescription age may change – but 15 groups do not have to pay the £9.35 charge | Personal Finance | Finance

Those who have a valid NHS certificate for full help with health costs should not have to pay under the HC2 scheme. Finally, if a person has a valid NHS tax credit exemption certificate, they should be entitled More...

By admin On Friday, December 2nd, 2022
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Premium Bonds winner scoops £50,000 just two months after buying bond | Personal Finance | Finance

The winner from Devon purchased the winning bond, with the number 517BL200634, at some point during October 2022. But this wasn’t the only winner scooping a prize from a bond purchased that month. It’s More...

By admin On Friday, December 2nd, 2022
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Coventry Building Society relaunches savings account with ‘competitive’ interest rate | Personal Finance | Finance

Coventry Building Society is relaunching its competitive Limited Access Saver paying an interest rate of 2.85 percent and allowing up to six withdrawals per year. The account offers peace of mind to savers who More...

By admin On Thursday, December 1st, 2022
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Income tax: Britons ‘unaware of bizarre rates’ as families face 85% charge after pay rise | Personal Finance | Finance

Chancellor Jeremy Hunt extended the freeze on the UK income tax allowance threshold meaning it now will remain in place until 2027/28. The Government appears to have made this decision to balance the books and More...

By admin On Thursday, December 1st, 2022
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NS&I announces December 2022 Premium Bonds prize winners – have you won £1million? | Personal Finance | Finance

NS&I has shared some details about the Premium Bonds holders who have become millionaires after their winning bond numbers were picked as this month’s jackpot prize winners. This month’s top More...

By admin On Wednesday, November 30th, 2022
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Inheritance tax: Key tax implications could leave you with a ‘smaller pension pot’ | Personal Finance | Finance

Earmarking – this is almost never used but is where an order is placed against the relevant amount of pension for it to be allocated to the divorced spouse at retirement age. Offsetting – “Where people More...

By admin On Wednesday, November 30th, 2022
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ISA inheritance explained: Tax advantages laid bare by experts | Personal Finance | Finance

Individual Savings Accounts (ISAs) offer savers the opportunity to invest without paying income tax on earned interest, or capital gains tax. These benefits make them a particularly favourable route to take More...

By admin On Tuesday, November 29th, 2022
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Pension Credit backlog uncovered as almost 60,000 claims waiting to be processed | Personal Finance | Finance

Pension Credit is designed to assist low income pensioners by providing a boost to weekly income. However, a Freedom of Information (FOI) request has revealed almost 60,000 claims made between April and August More...

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